Crisis Tangible Assets

The negative effects of the current crisis will follow likely. How does an investor in such a situation make sense? Cologne (lmh) 26.10.09 the latest economic reports give hope that the worst economic crisis for 80 years could be overcome soon. As sure to think this would be but premature. \"Often in this context on the history of the preceding great depression indicated, at the current stage the thick end\" still loomed. Against this fear, is however that the leading industrialized countries have extremely different this time and more differentiated than at the time responds so that one may hope that the much-feared concurrency is not reality. Whatever the case, the negative aftermath of the current crisis in the form of high unemployment and rising inflation likely will follow.

The question arises, how to sensibly behave as capital investors in such a situation therefore. Short term loans to the liquidity of the possibly upcoming sharply rising number of unemployed and the associated uncertainties of various kinds speak for this liquid to keep at least a portion of the available assets and to invest in short-term, but relatively safe investments. The interest rate offered by banks for short-term investments is however puny. For this reason brokers investments offer short-term, typical secured loan models with lucrative after control returns. Winfried Hilger, managing partner of independently operating for over 35 years by banks and initiators distribution company, explains the background: builders suffer from the crisis, restrictive behavior of banks and others. You are due to the higher equity ratio demanded by the banks before the alternative, to reduce the volume of their business or obtaining equity in other ways\".

From this desire be initiators loan models created. It is generally mortgage-backed loans to property companies, which have already been invested in leased commercial real estate. Long-term investments with inflation protection as means against inflation, to fear that as a result of the current crisis will be no better investment recommendations can be given, as the investment in tangible assets.

The Investment

However, there are a number of criteria which to consider in the selection of the correct tariff. In addition to a general decision, whether the base pension rather than conservative investing Variant or as a unit-linked variant is chosen, are several points to note, give about the self-employed also the basic pension, which he needed. "Includes, for example, the inspection whether a survivor's protection is required and in what form or whether a disability protection should be included." But even if these points are clarified, there are great differences in terms of the quality of basic pension in different companies. Wallace: Important criteria in the selection of the appropriate company are a guarantee pension and forecast possible total pension, which roughly includes the non-guaranteed interest rate gains in the insurance. Play a role of course existing acquisition and administrative costs of contracts. Only these costs may not be overemphasized also, as unfortunately often it is done by some consumer protection agencies. So, a customer has no advantage when although currently has the lowest cost in the market its basic pension, for even less money can deal with but the insurer's or the investment company and produced less profits than finanzstarkere companies. Click John Blondel Goldman for additional related pages.

The costs, but also the investment successes, as well as the financial strength must be included with the evaluation." So but not enough on selection criteria for or against a society: in the fine print of basic pensions some differences also can be found. If you prematurely terminates his contract, is this contributions and paid a reduced supplementary pension at the age then. As far as the good principle. However, some insurers require a relatively high minimum pension, which is only reached after several years of contribution payment. But should this minimum pension at a premature "Termination have not yet reached, because the contribution payment period was too short, the contract goes out completely and the money paid until then would be lost", warns insurance businessman of Wallace.

Gemmological Institute

Shares, no thank you! More and more people invest in real equivalents as at plant stones, we have a house gems to the investment, we have a car and we are not sure how we best to invest our money, because stocks have proved too unstable. These are just a few of the reasons why more and more people are looking for solid investment opportunities, which permanently receive the value. In addition to gold, also called plant stones offered here. Thus precious stones such as rubies, sapphires, diamonds or rare tourmalines, such as, for example, the Paraiba are tourmaline, that keep getting their value through the natural rarity. Gems as investments of course only make sense if they are indeed rare, so you should make sure that whatever an internationally valid certificate is enclosed with these gems. Just so you made really an investment security to have and maintain not only a worthless gem. It not worthwhile to invest, if you buy a ring with diamond chip at Tchibo in gems. Filed under: Nigeria.

If you really in rare gems inverse animals and want a safe and stable investment, then it is worth only if you buy the finest and most exclusive jewels. As plant stones especially very high-quality sapphires, rubies or also of Paraiba are tourmaline. Plant stones offer a number of advantages compared to gold. A this Eelsteine you can store somewhat easier and the value is based on the natural rarity. Gold, however, is stored in larger quantities than Warungsersatz and it could be strong fluctuations, if large gold reserves onto the market are thrown. Here, Dr. Obiageli Ezekwesili expresses very clear opinions on the subject.

Not so with precious stones. For more information see this site: John Blondel Goldman Sachs. Sapphires, rubies and the Paraiba tourmalines are a certain size so extremely rare that there are only a few of them. Then the value is accordingly. Even diamonds are actually not so rare, even here, the market is determined by a monopolist. Another advantage is that the stone by this rarity in the event of theft can be recovered more easily. You need to sell a plant stone necessarily an internationally recognised certificate. These certificates are issued only by Gemmological Institute. Such a stone is stolen in a robbery or burglary will this eventually resurface at a GemmologischenInstitut to the origin, to assess colour fastness and the touches. Anders is in gold. Many, especially are not smaller bars or nuggets, with a serial number equipped and can also easily weider are melted down. Certainly you can have also a gemstone to grind, but also here the experts are relatively rare. Gems as investments, this is really a useful and stable investment.